MoneyUpHero · English & Spanish
Take control of your money, one level at a time.
MoneyUpHero is a free personal finance app for Android. Track income and expenses, set budgets, save for your goals and keep an eye on your debts and investments. An AI mentor answers your questions using your real numbers, and XP, levels and badges help you stick with it.
- Free
- No card needed
- Start as a guest, no sign-up
- Android · 27 EU countries
The app is fully available in English and Spanish: it follows your phone's language, and you can switch it any time in Settings → Language. No iPhone version yet.
Features
Everything you need to manage your money.
Expenses & income
Log every transaction with category, date, time and payment method. Edit or delete any time, and export to CSV.
Budgets with alerts
Set a monthly limit per category and get notified at 80% and 100%.
Savings goals
A trip, an emergency fund, a car: add contributions and see how much is left.
Debts
Track interest and monthly payments, with an estimate of the months left to pay them off.
Investments
Stocks, ETFs, funds and crypto with market prices and a portfolio chart for 1, 3, 6 and 12 months.
Statistics
Balance, savings rate, income vs. expenses over the last 6 months and spending by category.
AI mentor
Ask why your money doesn't last the month and get an answer based on your own data. 5 free messages to try it.
Gamification
XP, levels, streaks, weekly challenges and badges, validated on the server so nobody can cheat.
Free or Premium
Free to use, with Premium if you want more.
Free
- Expenses, income, budgets, goals, debts and investments
- Full Hero Engine: XP, levels, streaks, badges and challenges
- Statistics and charts
- Academy lessons
- 5 AI mentor messages (lifetime)
Premium
or €69.99 / year
- Unlimited AI mentor chat with history
- Weekly AI summary
- AI savings plan based on your data
- Advanced Academy lessons
- Exclusive themes, avatars and frames
Premium is purchased in the app and managed through Google Play, so you can cancel any time.